Home Loans

If you’ve been dreaming of owning your own home, let Commodore Perry help you make that a reality. Our experienced lending team is here to help every step of the way. We offer several different types of home loan solutions to fit any lifestyle, need, and budget!

Pathway Mortgage

Our Pathway Mortgage is an alternative to traditional mortgage options. This solution helps to limit out-of-pocket closing costs, doesn’t require a minimum credit score, and looks at non-traditional credit history (like on-time rent and utility payments).  With a low $500 down payment and a fixed rate 20-year term, it’s a great solution for someone with limited credit history who is looking to buy a home in Ottawa or Sandusky County.

Fixed-Rate Mortgage

Lock in your home’s interest rate for 10, 15, 20, or 30 years.


Mortgage Refinance

A fixed rate solution that allows you to use your home’s equity to make improvements, consolidate debt, or get rid of your current mortgage insurance premium.

Home Equity Line of Credit

A variable rate product that offers low closing costs, a five year draw period, and a 10 year pay back period.

Fixed Rate Home Equity Loan

Use the equity in your home to consolidate debt or make home improvements.


Vacant Land Loan

Purchase your lot and build the home of your dreams at a later date. This product is available for the purchase of bare land.


Construction to Permanent Mortgage

Close on your home one time, and make interest-only payments during the construction of your home. You can use cash or the equity in the land you own for your 20% down payment.

If you’re ready to get started, apply today! We’ll be here to help you navigate the entire process and answer any questions you may have.

Visit our Mortgage Lending Site to Apply