Certificates of Deposit

A smiling couple drinking coffee together.A certificate of deposit is the perfect way to save for an education, special vacation, or as part of your long-term financial planning. Certificates allow you to make the most out of saving your money. Our CDs offer flexibility, variety, and convenience.


CPFCU understands that members have different savings needs. Some prefer short-term goals with investment flexibility while others prefer to deposit their funds for a longer term to optimize dividends.


You can select a CD with the rate and term that will meet your individual goals. We offer terms from 6 months to 5 years, with a minimum deposit of $500.00.


Our CDs allow for investment of the dividends earned to be rolled back into the CD, so you actually earn dividends on your dividends.  Or if you prefer, you may choose to have the dividends transferred to your savings account on a monthly basis.

Check out a list of our CD rates by clicking here.

  • $500.00 minimum deposit
  • CD terms range from 6 months to 5 years
  • Dividends can be rolled back into the CD or deposited into your savings account each month