When can I apply for a loan?

Any time! All of our applications are available online.

What can I borrow?

It depends on the security offered, your credit score, ability to repay, credit history, and other factors.

What is the loan process?

After we receive your application and a recent pay stub, a credit check is made. We look at at your credit history, ability to repay, collateral (if any), etc. After your loan application is approved by a loan officer, we contact you to sign the final paperwork.

How long does it take?

All applications generally receive a decision within 1-2 business days of the application.

Are there any pre-payment penalties?

No pre-payment penalties!


  • Routing Number: 241283945
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield