When can I apply for a loan?
Any time! All of our applications are available online.
What can I borrow?
It depends on the security offered, your credit score, ability to repay, credit history, and other factors.
What is the loan process?
After we receive your application and a recent pay stub, a credit check is made. We look at at your credit history, ability to repay, collateral (if any), etc. After your loan application is approved by a loan officer, we contact you to sign the final paperwork.
How long does it take?
All applications generally receive a decision within 1-2 business days of the application.
Are there any pre-payment penalties?
No pre-payment penalties!