Home Equity Loans

Already Own a Home?

Consider a Home Equity Line of Credit. Turn the equity you have built up in your home into READY CASH. Your home can be an inexpensive source for additional money.

Eight reasons why you should have a home equity line of credit:

  1. Low monthly payments
  2. Convenient cash on demand- we give you free checks to write on your line of credit
  3. You can use the money for just about any purpose- vacation, purchase a car, college, etc.
  4. No prepayment penalty
  5. The more you pay back, the more you can borrow
  6. The interest you pay is tax deductible, in most cases
  7. Variable interest doesn’t lock you in at a high interest rate
  8. Funds are available to members in an amount up to 80% of the appraised value.
    • Term includes a 5 year draw period and a 10 year payback period. 
    • $75.00 annual fee applicable only during the drawn period, due each year on the anniversary.
    • $50 application fee is required

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