Your CPFCU Credit Card Is Getting an Upgrade – Meet Your New MasterCard®

We’re making your credit card better, faster, and more secure—starting May 19, 2025.

Your Commodore Perry Federal Credit Union VISA® credit card is being replaced with a new and improved MasterCard®. There’s nothing you need to do right now—your new card will arrive in early May with easy activation instructions.


Why the Switch to MasterCard®?

We’re upgrading to give you:

  • Contactless Tap-to-Pay Technology

  • Stronger Global Security and Protection

  • The Same Great Rates, Fees, and Credit Limits

  • More Robust Member Support

  • Broader Global Acceptance

This transition is part of our ongoing mission to enhance your financial experience with the best tools and technology available.


Key Dates to Remember

  • April 30 – Final day to earn ScoreCard® Rewards points

  • May 1–5 – New MasterCard® should arrive in the mail

  • May 18 – Last day your existing CPFCU VISA® card will work

  • May 19 – Your new CPFCU MasterCard® becomes active


What You Need to Do

Once your new MasterCard® arrives:

  1. Activate your card following the accompanying instructions.

  2. Continue using your Visa credit card until May 18th—your VISA® card will no longer work after May 18.

  3. Update recurring payments like subscriptions, memberships, or automatic bills with your new MasterCard® number.

  4. Redeem your ScoreCard® Rewards points by June 28, 2025.


What Stays the Same?

  • No impact to your credit score

  • No changes to your credit limit

  • No increase in fees or interest rates

  • Your account will remain with Commodore Perry FCU


Answers to Your Questions

Will I get a new account number?
Your CPFCU credit card account will remain the same, but your card number and expiration date will change. Joint cardholders will now receive their own unique card numbers—an update from the previous shared setup.

What if I lose my new card or notice suspicious activity?
Contact our member services team right away. Your new MasterCard® includes enhanced fraud protection and security features to keep your finances safe.

Will I still earn rewards?
ScoreCard® Rewards will stop accruing after April 30, 2025. You have until June 28, 2025 to redeem your points.

Will this affect my credit report?
No. Your account tradeline remains unchanged on your credit report.


Need Help? We’ve Got You.

Our support team is ready to assist with anything you need during the transition.
? Call us at 419.898.3366 or continue to visit this page for updates and resources.


We’re Here Every Step of the Way

Whether you’ve got questions about rewards, automatic payments, or how to activate your new card—we’re just a call or click away. Thank you for being a valued Commodore Perry FCU member. Here’s to a smoother, smarter way to pay!

  • Routing Number: 241283945
  • APR = Annual Percentage Rate
  • APY = Annual Percentage Yield